Jen Affleck Reveals The USD 100K Betrayal That Led Her To File Divorce From Zac, 'I Said, I'm Done'

Mormon Wives star Jennifer 'Jen' Affleck reveals husband Zac Affleck gambled away their money before filing for divorce ahead of welcoming their fourth child.

By Riddhika Das Last Updated: Nov 12, 2026 | 23:40:22 IST

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The Secret Lives of Mormon Wives star Jen Affleck has shared more details about the financial betrayal that finally pushed her to end her seven-year marriage to Zac Affleck. The reality TV star, who is currently pregnant with the couple's fourth child, made some surprising revelations in the fourth episode of the Hulu spin-off series, The Secret Lives of Mormon Wives: Orange County, which premiered on Thursday, November 12, 2026. 

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Jen Affleck says Zac repeatedly gambled away their money

In the fourth episode of Orange County, Jen claimed that Zac had invested a substantial amount of their money in Bitcoin without telling her and subsequently lost it. She said, "It seemed like he wasn't being honest, so I went to check our bank, like, the money is gone. There [was] over USD 100,000 in there."

The 27-year-old reality star recalled confronting Zac after she found out the money was missing. According to her, he admitted that he had made a serious financial mistake and explained why he had kept it from her. Jen recalled, "He was like, 'I f--ked up. You wanted to separate, so I didn't tell you because I knew if you found out you would divorce me.' I said, 'Yeah, I'm done. I'm divorcing you.'"

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The financial dispute reportedly went beyond a single cryptocurrency investment. Jen said Zac had lost money playing online poker and on crypto investments on a number of occasions. She was hurt and disappointed by it, and it was especially hurtful because she was already dealing with serious issues in their marriage. 

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Ultimately, the reality personality filed for divorce on November 3, 2026, describing the decision as "really, really hard." Jen explained feeling a mix of betrayal, regret, disappointment, and hopelessness.

Zac Affleck apologizes after Jen files for divorce

Jen and Zac Affleck met on a Mormon dating app in 2018 and married the following year. They share three children, Nora, 5, Lucas, 3, and Penelope, 1, and are expecting their fourth child. Their relationship difficulties became a major storyline on The Secret Lives of Mormon Wives. 

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The couple briefly separated after the show's first season but reconciled after Jen discovered she was pregnant with Penelope. Their differences continued as Jen pursued opportunities outside motherhood and family life. Zac was reportedly not very supportive of her career ambitions, which included wanting to act and model for Sports Illustrated.

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Following Jen's divorce filing and the renewed attention on their marriage, Zac shared an emotional apology to his estranged wife on social media. In a lengthy TikTok caption, he addressed his estranged wife and wrote:

"I was supposed to protect your heart, and I failed. I'm sorry for the way I spoke to you. I'm sorry for dimming your light. I'm sorry I was so young and immature. I'm sorry I couldn't make the changes I needed to. And I'm sorry I let things get to this point."

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In a separate statement, Zac explained that he had not participated in the spin-off because filming took place during an especially difficult period in their relationship. He also said he had privately apologized to Jen and that they were working toward maintaining a respectful relationship for their children. He wrote:

"My children may see this online someday, and all I want them to know is that their parents love them more than anything."

As Jen and Zac navigate their separation while preparing to welcome their fourth child, their divorce has become one of the most talked-about developments surrounding the Secret Lives of Mormon Wives franchise. The new Orange County spin-off is currently streaming on Hulu.

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Zac did not appear in the Mormon Wives: Orange County spin-off, which documented part of the couple's difficult period before their divorce.

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